THE GUARDIAN | 17th May 13
The management of Stanbic bank Tanzania has promised to support the government’s efforts in creating employment.
A statement issued by the bank on Tuesday in Dar es Salaam said however that more efforts should also be focused on development of Small and Medium Enterprises (SMEs) o meet the goal.
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THE GUARDIAN | 17th May 13
Smile Communications Tanzania (“Smile TZ”), a subsidiary of Smile Telecoms Holdings Limited (“Smile”) yesterday launched the first commercial Fourth Generation Long Term Evolution (4G LTE) broadband network in Tanzania.
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THE GUARDIAN | 16th May 13
The Tanzania Bureau of Standards (TBS) has finally completed two new compulsory standards for road humps to be adopted by contractors and that of helmet to be used by motorcycle riders countrywide.
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THE GUARDIAN | 16th May 13
In the first part of the report published yesterday it was established that, because of low personal income it follows that, in Tanzania, like clothes, one is more likely to buy a used car.
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THE GUARDIAN | 16th May 13
Tanzania has noted a significant increase in trade volume with China, thanks to the new initiatives by the private sector and government towards making the sector more vibrant.
According to the Managing Director of Exim Bank Tanzania, Anthony Grant, an increase is a result of good relationship and fast economic growth between two countries in various aspects.
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THE GUARDIAN | 15th May 13
The National Economic Empowerment Council (NEEC) has called for the promotion of self-employment programmes to curb the looming crisis in the country.
The call was made yesterday in Dar es Salaam by the council’s Executive Secretary Dr Anaclet Kashuliza when launching the Young Graduate Clinic at the University of Dar es Salaam Entrepreneurship Centre (UDEC).
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THE GUARDIAN | 15th May 13
While domestic vehicle manufacturing plants are mushrooming across East Africa, the new car sector has taken the turn for the worst in Tanzania.
Not only are there no reported plans to set up domestic production factories or assembly lines for that matter, in actuality, sales of new cars has dropped and is expected to plunge even further.
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THE GUARDIAN | 15th May 13
The Export Processing Zone Authority (EPZA) has an ambition of increasing the number of developed zones to be able to accommodate as many investors as possible. So far EPZA has only six zones which are small in size and most of them can no longer accommodate new investors.
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THE GUARDIAN | 14th May 13
A total of 2,500 farmers engaged in sesame and sorghum production in eleven wards of Kilwa and Lindi District wards have trained to shift from traditional to modern commercial farming to boost their economic fortunes.
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THE GUARDIAN | 14th May 13
The management of Tanzania-Zambia Railway Authority (Tazara) has said that monthly collection from commuter train services has increased from 40m/- in November last year to 50m/- last month.
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THE GUARDIAN | 14th May 13
Chief Executive Officers Roundtable (CEOrt) will host CCM’s Secretary General Abdulrahman Kinana who will present his topic on the Public Private Partnership Policy (PPP) in Tanzania at the CEO’s monthly dinner in Dar es Salaam tomorrow.
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THE GUARDIAN | 14th May 13
CRDB Bank PLC shareholders on Saturday approved a dividend payment of 12.0/- per share (30 percent increase from 2011 proposed by the board during the Annual General meeting (AGM) held in Arusha.
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THE GUARDIAN | 13th May 13
The business community has urged the Dar es Salaam City Council to device means of making the Business Park popularly known as Machinga Complex to be more attractive to customers than it has been the case.
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THE GUARDIAN | 13th May 13
Contractors registration Board (CRB) has organized a two-day conference and exhibitions later on this month that would discuss various issues relating to the challenges and development of the industry.
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THE GUARDIAN | 13th May 13
Seaweed farmers conducting their activities at the historical Mlingotini village have appealed for supplementary support from authorities against price fixing which is done by buyers for the valuable product which they claim could have helped them much in the efforts to fight poverty.
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THE GUARDIAN | 10th May 13
Joint efforts are still needed to improve the ailing Tanzania’s produce marketing systems that would enable government and rural farmers to increase income hence their livelihood.
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THE GUARDIAN | 10th May 13
Tanzania Commission for Science and Technology (COSTECH) in conjunction with UhuruOne in partnership with Microsoft Corp have joined hands to provide affordable wireless broadband access to university students in Dar es Salaam city through a TV pilot project.
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THE GUARDIAN | 9th May 13
The European Union (EU) Delegation to Tanzania has said it is impressed by the efforts of East African Community member states to create a single currency union and has encouraged them to implement it.
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THE GUARDIAN | 9th May 13
British Airways (BA) is likely to resume its operations in Tanzania, Deputy British High Commissioner to Tanzania, Julian Chandler has hinted.
The envoy was responding to questions from the media regarding the UK-Tanzania business relations during a press conference held in Dar es Salaam to launch the Europe week in Tanzania activities held on Monday.
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THE GUARDIAN | 9th May 13
The government has been called upon to embark on quality control and intensify war against importation of fake construction materials which hurt the economy.
Speaking on Monday during the 10th anniversary of Dar es Salaam based Imports International (T) Ltd, the company group director, Harish Ladwa, said more efforts were needed to reverse the situation.
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THE GUARDIAN | 8th May 13
Paddy production and overall livelihood of farmers in Singida region is likely to improve this year thanks to the intervention by the private sector in collaboration with government towards the sector.
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THE GUARDIAN | 8th May 13
Kagera region has introduced a new project codenamed Kagera Green Belt Movement to combat indiscriminate charcoal making while conserving water sources and reducing greenhouse effect.
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THE GUARDIAN | 8th May 13
Cotton farmers at Busangwa village in Kishapu district , Shinyanga region have requested the government to establish a special fund that would be used to compensate them once price of the crop in the world market goes down.
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THE GUARDIAN | 8th May 13
The European Union (EU) delegation will today officially launch eleven projects supporting the Tanzanian Creative and Cultural Industries, in different parts of the country.
The announcement was made in Dar es Salaam on Monday by the head of the Delegation of European Union to Tanzania and East African Community(EAC), Filiberto Sebregondi as he briefed the media on the European Union Week activities which begin today to mark the European Union Day, an occasion annually celebrated on May 9.
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THE GUARDIAN | 7th May 13
Kagera residents will fail to benefit from the tourists attractions they have, if Tanzania Tourist Board (TTB) in collaboration with the ministry of Natural resources and Tourism will not take serious steps to help them promote existing tourist attractions.
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THE GUARDIAN | 7th May 13
More than 3500 sunflower farmers in Iramba district Singida region have benefited from contract farming since entered over two years ago and has ultimately improved their income and livelihood.
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THE GUARDIAN | 6th May 13
Vegetable, fruits and flower business in Mbeya region is expected to flourish in the near future as the President Jakaya Kikwete on Wednesday announced the near completion of the Songwe airport which is aimed at facilitating transport of the produce abroad.
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THE GUARDIAN | 6th May 13
The third East African Human Resource Summit will be held in Dar es Salaam today with the theme “Transforming Human Resource: Moving from reactive to proactive.”
The meeting is expected to attract more than 200 top chief executives and human resource professionals from across Africa, the bulk of them from host Tanzania.
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THE GUARDIAN | 3rd May 13
There are 10 greatest obstacles denying the Tanzania’s tourism players to benefit from the East African Community’s Common Market Protocol (EAC-CMP), says a new study.
A fresh study on the “Assessment of the progressive implementation of the EAC-CMP in relation to Tanzania’s tourism sector” cited an existence of varying licensing and regulatory and administrative regimes within the EAC partner states as one of the obstacle.
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THE GUARDIAN | 3rd May 13
Insufficient regulatory and legal enforcement to net and punish fake input traders has been cited as one of the challenges that has paved a loophole to fake traders importing fake seeds in the country.
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THE GUARDIAN | 2nd May 13
The management of Kariakoo Market Corporation (KMC) in Dar es Salaam has said that they are on a move of establishing markets in outskirts of the city to ease congestion at the main market.
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THE GUARDIAN | 2nd May 13
There was a slight decrease in borrowing from commercial banks done by the government during the period of 2012, the Bank of Tanzania (BoT) has noted in its monthly economic review for March this year.
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THE GUARDIAN | 2nd May 13
There are structural weaknesses in the Tanzanian policy and institutional landscape that may minimise the efficiency to address climate change challenges, a recent report warns.
The report, titled “Climate, Food, Trade Where is the Policy Nexus?”, was produced by a team of experts commissioned by the Economic and Research Foundation (ESRF) and CUTS International, Geneva under a project that promotes a more integrated policy framework on issues of food security, climate change and trade in the East African Community.
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THE GUARDIAN | 1st May 13
At least least 400 leading Indian pharmaceutical companies see Tanzania, which has a population of just under 45 million, as a highly promising market they ought to capture.
Ashutosh Gupta, Vice Chairman of the Pharmaceuticals Export Promotion Council of India (Pharmexcil), said here last week that India ranks fourth globally in terms of pharmaceutical production volumes and 13th globally in domestic consumption value and that more than 100 pharmaceutical firms are already making inroads into the Tanzanian market.
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THE GUARDIAN | 30th Apr 13
Agricultural experts have started providing training to farmers on how to prevent Fusarius Wilt disease (mnyauko) that destroy premature banana fruits which causes yellowing and wilting of banana leaves and ultimately killing the plant.
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THE GUARDIAN | 30th Apr 13
Tanzania last week launched African Women's Entrepreneurship Programme ( (AWEP) Tanzania chapter in Dar Es Salaam geared at accelerating and beefing up business oriented investments between Tanzania investors and their partners world-wide.
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THE GUARDIAN | 30th Apr 13
Local commercial banks have been urged to reduce the rate of high ratio of non performing loans on their books which have been reducing profits hence affect their operation and economy as a whole .
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THE GUARDIAN | 26th Apr 13
Traders at Magogoni fish market in Dar es Salaam have complained that they are working under difficult circumstances after the Ilala Municipal Council failed to complete construction of the facility as scheduled.
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THE GUARDIAN | 25th Apr 13
Tanzania mango growers are looking for experts specialized in soil science to fill the gap of absence of such experts in the mango industry.
The aim is to add quality to mango production in the country so as to meet domestic and international market demand.
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THE GUARDIAN | 24th Apr 13
Tanga Regional Commissione, Chiku Galawa has said that the establishment of the Tanga Economic Corridor would provide a wide opportunity for the region to increase manufacturing of goods and consequently l as improve the livelihood of its people.
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THE GUARDIAN | 24th Apr 13
The Tanzania Investment Bank (TIB) has agreed to finance construction of a modern and international market for agro-related produces in Kasulu District of Kigoma region.
Agriculture, Food and Cooperatives, deputy minister, Adam Malima said here on Monday that the project aims at giving farmers reliable market channels for their produces.
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THE GUARDIAN | 24th Apr 13
Despite the strong growth in the post-financial crisis period, Low Income Countries (LICs) still face a major challenge of sustaining growth while maintaining macroeconomic stability.
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THE GUARDIAN | 23rd Apr 13
Twenty four farmers at Tilawandu village, Kilwa district in Lindi region have introduced a demonstration farm for sesame production for other villagers from the district to learn from.
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THE GUARDIAN | 23rd Apr 13
Tiny microscopes that can be fitted onto any mobile phone with a camera and used to diagnose illnesses in remote areas may have the potential to revolutionise healthcare in developing world.
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THE GUARDIAN | 22nd Apr 13
The World Bank has urged Sub-Saharan African governments to focus on staple crop production so as to stimulate agriculture as 70 per cent of its population depends on agribusiness for their income given the vast arable lands and favourable climate.
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THE GUARDIAN | 22nd Apr 13
Tanzania Portland Cement Company (TPCC) has announced that it is in the final stage of preparing to offer high quality aggregates to the construction market in Dar-es-Salaam under the name ‘Twiga Aggregates’.
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THE GUARDIAN | 19th Apr 13
Tanzania has collected 12.6trn/- from the mineral sector in its fight against tax evasion by dishonest mining companies.
This was disclosed on Wednesday by the Chief Executive Officer of the Tanzania Minerals Audit Agency (TMAA) Paul Masanja when speaking at a media workshop aimed at creating awareness on investment in mining.
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THE GUARDIAN | 19th Apr 13
At least 77 out of 480 vocational training colleges in the country have been disqualified for not having met required standards of operating colleges. This followed the new registration exercise conducted recently by Vocational Education and Training Authority (VETA) in nine zones.
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THE GUARDIAN | 18th Apr 13
In addition to recording tremendous achievements in its operations for the past 6 years of its existence, Bank M has marked yet an historical achievement by attaining gender parity – a stated policy of the bank which aimed at attaining the same in five years from inception.
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THE GUARDIAN | 18th Apr 13
East African commercial banks have been called upon to support Comoro Islands in its continuous efforts towards development process, President Ikililou Dhoinine has said over the weekend.
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THE GUARDIAN | 18th Apr 13
A flower industry stakeholder has appealed to the government to solve various hitches confronting the trade so as to compete with Kenya and Ethiopia.
The challenge was given recently by one of the leading flower industry companies in the country-Mount Meru Flowers Limited.
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THE GUARDIAN | 17th Apr 13
The government has been urged to put invest more efforts in providing training on 3G technology across the country.
Appeals to that effect comes from scores of Dar es Salaam residents taking part in during the ongoing Vodacom 3G Roll out Campaign, arguing that training in telecommunications technology is key in shaping Tanzania’s future.
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THE GUARDIAN | 17th Apr 13
Tanzania will later this month join the rest of the World in an awareness-raising campaign intended to focus attention on emerging trends in the field of occupational safety and health and on the magnitude of work-related injuries, diseases and fatalities at the world level.
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THE GUARDIAN | 17th Apr 13
Umoja Trust of Tanzania (UTT) has launched its microfinance division to provide financial solutions to individuals, small and medium entrepreneurs (SMEs) and savings and credit co-operative (SACCOS).
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THE GUARDIAN | 16th Apr 13
Airtel Tanzania and Nokia yesterday jointly launched the Nokia Lumia 620 smartphone that will enable customers of the mobile network provider across the country to access state-of-the-art services through their phones.
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THE GUARDIAN | 16th Apr 13
The East African Capital Markets regulators under their regional forum-East African Securities Regulatory Authorities (EASRA), have approved draft regulations on book building for adoption by its members.
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THE GUARDIAN | 16th Apr 13
The Tanzania Zambia Railway Authority (Tazara) announced yesterday that it was optimistic that the railway operations would resume today.
This follows reinforcement of the embankment, replacement of a defective first rescue crane and the subsiding of the rains that were hampering rescue efforts at the accident site, at Kifuru Kinyaguru section 64.
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THE GUARDIAN | 16th Apr 13
Sardine trade is likely to grow in the near future due to the large number of businessmen who are now coming from Rwanda, Burundi and DRC Congo to Tanzania to purchase sardines in Kigoma and Kagera regions for business, domestic use as well as animal feed.
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THE GUARDIAN | 15th Apr 13
The government has emphasised on the need to create right conditions for the new small and medium enterprises (SME) that will use higher technologies, innovative and create skilled employment opportunities especially for educated labour force.
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THE GUARDIAN | 15th Apr 13
Insurance is a defensive measure used against future possible risks of the future. It is a legal contract that protects a person from contingent risk of losses through financial means and provides a means for individuals and societies to handle some of the risks faced in their daily life.
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THE GUARDIAN | 12th Apr 13
African Life Assurance has said it noted significant growth on all key financial performance parameters for the year, 2012, the management has declared.
The company operating profit grew by 68 percent from 1.
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THE GUARDIAN | 12th Apr 13
Officials of Fair Competition Commission (FCC) in collaboration with the police have destroyed 2,020 units of counterfeit pieces of automobile brake pads worth 16.1m/-.
The brake pads were forfeited from three shops in Dar es Salaam during inspection exercise carried out two months ago, according to officials.
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THE GUARDIAN | 11th Apr 13
Members of the Tanzania Private Sector Foundation (TPSF) in the Southern Highland regions have urged their leaders to continue supporting them in their efforts to build a strong voice for the country’s development.
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THE GUARDIAN | 11th Apr 13
About 5.6bn/- is the amount of profit, before tax, wielded by the Tanzania Postal Bank (TPB) in the financial year that ended in December 2012.
The super profit is an increase from 3.
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THE GUARDIAN | 11th Apr 13
The Tanzania-Zambia Railway Authority (Tazara) have temporarily suspended train operations due to blockage at Kifuru Kinyanguru section in Tanzania rendering impassable in the area.
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THE GUARDIAN | 10th Apr 13
Bank M (Tanzania) Limited has come out with yet another scintillating performance during the quarter ending March 2103.
The bank, in its sixth year of operation, has clocked a profit before tax of 4.
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THE GUARDIAN | 10th Apr 13
Savings and Credit Cooperatives (SACCOs) should make efforts to strengthen themselves economically to sustain their operations and realise benefits.
The call was made by Executive Secretary of Singida Region, Aziza Mumba, when he opened the fourth general assembly of SACCOs’ executive committee on Monday, in Singida region.
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THE GUARDIAN | 10th Apr 13
The Nairobi based Trademark East Africa has provided a USD 1 million grant to support the ongoing training programme of freight forward agents East African member states to reduce trade cost constraints.
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THE GUARDIAN | 9th Apr 13
Prominent health experts have called on members of Parliament to increase budget on family health in order to avoid unnecessary maternal deaths and enable meet social needs.
Speaking in Dar es Salaam over weekend, Ulla Muller said the Parliament session is approaching and many people want to hear what the government has done in health sector particularly on family planning.
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THE GUARDIAN | 9th Apr 13
The Board of Directors of Tanzania Zambia Railway Authority (Tazara) has appointed Engineer Ronald Phiri to act as its Managing Director for an interim period of three months, whilst an permanent appointment is being considered.
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THE GUARDIAN | 8th Apr 13
The government has disclosed that it has conducted strong strategic operations that ensure reduction of illegal fishing at Lake Victoria with the goal of increasing fish products to increase the country’s coffers.
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THE GUARDIAN | 8th Apr 13
Small and medium entrepreneurs across the country must be agents of change to reshape their companies by understanding marketing and business management skills
They should also learn from others while treating their staff properly and a good relationship with their customers so as to survive in business and meet the challenges of a global economy.
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THE GUARDIAN | 5th Apr 13
The Automobile Association of Tanzania, AAT will play host to international workshop for tourism and insurance workshop that gets underway in Dar es Salaam on Monday.
The AAT chief executive officer Yusuf Ghor confirmed of the workshop’s existence that has already attracted stakeholders in the said business activities from all over the continent.
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THE GUARDIAN | 5th Apr 13
More than five local banks have now connected their services through mobile phone technology which has relieved customers in terms of costs and time taken before its introduction.
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THE GUARDIAN | 5th Apr 13
The Economic and Social Research Foundation (ESRF) has organized a one-day pre-budget discussion forum to be held in Dar es Salaam next week.
A statement issued by the foundation said the discussion to be conducted on 12th this month, is aimed at bringing together stakeholders and provide an opportunity to analyze critically the 2012/2013 budget.
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THE GUARDIAN | 4th Apr 13
Alliance One Tobacco Tanzania Limited (AOTTL) is preparing to donate building materials and 497 desks worth 28,055,000/- to schools in Tabora, Kigoma, Mara, Kahama and Ruvuma.
The donations are a result of requests received by the company from the communities growing tobacco in the districts.
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THE GUARDIAN | 4th Apr 13
Tanzania college students are worried about the country entering the East Africa Community (EAC) noting that the syllabuses offered by the colleges and schools are not designed to assists students become confident in international market competition.
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THE GUARDIAN | 4th Apr 13
The Parliamentary Accounts Committee (PAC) has decried the tax holidays unleashed by Tanzania Investment Centre (TIC) to investors highlighting that such as system denied the country of the much needed revenues.
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THE GUARDIAN | 3rd Apr 13
Dar es salaam small traders have outlined challenges hindering them from registering their businesses with government authorities.
A senior official of the Association of Petty Traders in Dar es Salaam (VIBINDO), Gaston Kikuwi, said most traders have failed to register their business because documents provided by authorities are written in English instead of being translated into Kiswahili.
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THE GUARDIAN | 3rd Apr 13
About 70 residents of Somanga village in Kilwa District, Lindi Region have undergone training on building low-cost houses to replace their grass-thatched huts.
The training was organised by Amsha Institute of Rural Entrepreneurs East Africa Ltd and the National Housing and Building Research Agency (NHBRA).
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THE GUARDIAN | 2nd Apr 13
Smallholder cashew farmers have blamed government for not helping them boost the industry in the country.
The blame is contained in findings of a research conducted in Lindi and Mtwara regions by the Agricultural Non State Actors Forum (ANSAF) which said unfavourable grading system remains a major obstacle to the industry’s growth.
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THE GUARDIAN | 2nd Apr 13
Transferring resources to agriculture to increase productivity is not sufficient for sustaining high rates of growth in the rural economy since Tanzanian farmers cannot control the price of selling their produce, a study reveals.
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THE GUARDIAN | 1st Apr 13
The rate of tourists’ arrivals from Brazil, Russia, India, China and South Africa (BRICS) in the country is not expected to rise in the near future due to inadequacy of funds in the Tanzania Tourist Board (TTB).
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THE GUARDIAN | 1st Apr 13
Participants who recently completed securities industry certification training will tomorrow sit for an exam to determine whether or not they qualify to obtain licenses to provide services in the securities industry, particularly the EGM.
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THE GUARDIAN | 30th Mar 13
Last week, the book ‘TRANSFORMING THE INFORMAL SECTOR’ (How to Overcome the Challenges) by the Eastern and Southern African Universities Research Programme (ESAURP) dealt on the estimation of the size and value of the informal service sector in Tanzania.
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THE GUARDIAN | 29th Mar 13
Tanzania and Chinese traders have been challenged to utilise the emerging business and investment opportunities resulting from the diplomatic and trade relation between the two countries.
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THE GUARDIAN | 29th Mar 13
Tanzania has emerged fourth best in the East African Community (EAC) in terms of investment destination, according to a World Bank survey.
It was beaten by Rwanda, which came first, Uganda, which was second and Kenya which came third.
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THE GUARDIAN | 28th Mar 13
Tanzania Revenue Authority (TRA) has reaped more than 200m/- in terms of fees collected from personalised number plates registered from July 2012 to present.
The fixed charge for personalised number plates is 5m/- per car and the plates are renewable after three years.
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THE GUARDIAN | 28th Mar 13
Tanzania’s initiative to promote its tourists attractions in Germany has achieved positive response from tour operators, direct consumers from different countries.
This was revealed yesterday by Dr Aloyce Nzuki, Managing Director of Tanzania Tourist Board (TTB) who was in Germany for five days accompanied by other Tanzania delegation to partake the 13th International Tourism Exchange Fair (ITB) which was held in Berlin from March 6th -10th, this year.
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THE GUARDIAN | 28th Mar 13
The Tanzania Food and Drug Authority (TFDA) has assured supermarket food consumers that thorough inspections are systematically conducted before food products come on the display shelves.
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THE GUARDIAN | 27th Mar 13
Tanzania and other East African countries have been warned against rushing to endorse the Monetary Union Protocol before addressing a number of things that ought to be established first.
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THE GUARDIAN | 27th Mar 13
The Tanzania Private Sector Foundation (TPSF) has vowed to continue building capacity of its members to enable them penetrate and compete in the East African market which is becoming stronger.
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THE GUARDIAN | 26th Mar 13
The Bank of Tanzania (BoT) in collaboration with Financial Sector Deepening Trust (FSDT) will fund the assessment of Informal Financial Groups (IFGs) in Tanzania to be carried out countrywide later this year.
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THE GUARDIAN | 26th Mar 13
The Minister for Natural Resources and Tourism, Ambassador Khamis Kagasheki has mentioned poaching and misuse of natural resources as serious threats to the ministry, calling on workers to help fight them.
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THE GUARDIAN | 26th Mar 13
Women entrepreneurs across the country have been urged to purchase land so as to enable them to access loan facilities instead of depositing their funds in the banks.
The call was made at the weekend, in Dar es Salaam by Jane Maggita, Executive Director of Equality for Growth (EFG) at the closure of a training on sensitising women entrepreneurs on their rights and duties on cross border trade.
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THE GUARDIAN | 25th Mar 13
Prevalent low rice prices have had the city dwellers enjoying affordable holiday preparations this past week and the good news is that the prices are expected to keep dropping for at least this whole week.
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THE GUARDIAN | 25th Mar 13
Contractors Registration Board (CRB) has stressed that all dismissed contractors should never engage in any work related to the profession in the country or risk further legal measures.
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THE GUARDIAN | 23rd Mar 13
In this series last week the book Transforming the Informal Sector by ESAURP centred on the contribution of the forestry sector in the economy. Today it scales on the size and value of the informal service sector in the country…
The Services Sector constitutes a large part of the Tanzanian economy both in terms of employment potential and its contribution to national income.
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THE GUARDIAN | 22nd Mar 13
Tanzania has put up a request to the US government on the need to extend African Growth and Opportunity Act (AGOA) which is due to expire on 2015 saying the trade programme has benefitted the former country greatly.
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THE GUARDIAN | 21st Mar 13
Small traders and women entrepreneurs in Arusha Region have said Business Registration and Licensing Agency (BRELA’S) centralised system denies them opportunity to formalise their business undertakings.
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